Budgets GetReal - Personal Finance Software

Get started fast

start seeing the results in less than 60 minutes. No long learning curve. No need for special knowledge of bookkeeping or accounting. No need to be good at maths.

Entering transactions is fast

Budgets Get Real was designed from the ground up to be as time-saving as possible. There is no manual entry of expenses (you simply import your bank statements) and Budgets Get Real automatically categorises your expenses for you.

The more you use it the more it learns how to categorise your income & expenses for you.After you have imported a few statements we would expect around 90% of your transactions will be automatically categorised without you having to lift a finger.

Entering budgets is fast

Use your imported transactions to quickly create an accurate budget.

Powerful reports

Reports are clear and concise so you can see exactly where your money is going, not in meaningless tables of numbers but as easy to understand graphs.

Reminders & Alerts

can be attached to all income and expense transactions and budgeted items. Great for warranty reminders, recording details for your tax-return and reminding you of major bills (like insurances) well prior to when they must be paid. You can use then to budget for birthdays - in fact any event.

Automatic secure online backups

Secure automatic online-backup mean that you never have to worry about hardware failures again.

Where has your cash gone?

Most other personal finance and budgeting system ignore this - yet this could typically be 40% of purchases. Budgets Get Real uses the concept of "Wallets" to help you with tracking cash. You can create multiple wallets and track all of your cash purchases as well as transfers between wallets.

Future Spending Planner

Solve sthe problem of planning for future and unpredictable expenses. Perfect for planning the cost of holidays, car maintenance, weddings, home improvement, or extra funds for expenses you know will eventually pop up... for anything really!

Cash Commitments Calculator

This is a very powerful calculator to show you what you need to pay and when. It includes a calendar so that you can always keep a safe balance in your account. It works out when you have to transfer money between your accounts so that you never get hit with fees.

Secure Password Vault

securely store your logins and passwords. No more forgotten passwords, or passwords written on scraps of paper. You can use this for any passwords, logins or important details you want to safely record (like a passport number).